Auto Loans
The Nimey's New Generation Cars finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Utica NY, Yorkville NY, New Hartford NY, Herkimer NY, Whitesboro NY, and Ilion NY to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from New Hartford to New York Mills. Whether you are right down the road or an hour away from Utica you can use our quick Pre-Approval Form to qualify for one of our finance programs.

Handy Tools for Your Financial Planning
Our dealership offers many tools to make your financial planning easier for you, and one of them is our Value Your Trade tool. Use this easy-to-use form to receive an estimate on the Trade-in value of your current vehicle. Fill out some key information about your vehicle and we will contact you with an estimate. Also, not sure what you can afford? Use our Payment Calculator to estimate what your monthly payments would be for one of our used vehicles and your current buying power.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
The Nimey's New Generation Cars loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of vehicles currently available for immediate delivery.

Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Nimey's New Generation Cars finance team will put together a loan package that is tailored specifically for you.

Start Your Application

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Contact Information

Purchase Timeframe

Your privacy is important to us.

Nimey's New Generation Cars takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Our Financial Services Include:
  •  Competitive rates direct from the manufacturer and local New York banks
  •  Quick approvals
  •  Value-added services to protect your vehicle investment
  •  Extended warranty programs
  •  And many more finance programs to fit your needs


Nimey's New Generation Cars

2104 Dwyer Ave
Directions Utica, NY 13501

  • Sales: (315) 732-2704
  • Service: (315) 732-2704


  • Monday 8:30AM - 6:30PM
  • Tuesday 8:30AM - 6:30PM
  • Wednesday 8:30AM - 6:30PM
  • Thursday 8:30AM - 6:30PM
  • Friday 8:30AM - 6:00PM
  • Saturday 9:00AM - 3:00PM
  • Sunday Closed